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Fossil writes:

John, I don't need a book to tell me that I am fortunate (or how to be happy). I too enjoy and am grateful for what I have. I worked for 30 years, saved my money, bought only what I could afford, have zero debt and I don't have to work. Nor do I want too. I'm just letting Jerry know that he is NOT speaking for the majority of us. Most people are struggling right now because they borrowed more than they could afford, invested in the stock market and believed they were being responsible. We are a very small minority my friend.

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