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deltarome is correct. 30 years of leverage coming out of the housing market,and other markets. American home values are going back to some degree of relation to average median income. Marco and other resort areas will command a premium, but that premium will continue to shrink going forward. It may also not be true in a few years.
I will make a prediction. In 5 years or less the 30 year mortgage does not exist anymore in the mortgage market place.
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