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MrBreeze, if you are indeed in the electrical trade, then you know NOTHING of electromagnetic force. 24 volts can kill a person, let alone 110v or 220v. 220 volts is simply opposing degrees of sine waves in an AC current made up of two 110v lines. It is all a matter of resistance and electromagnetic force and hertz, and how it passes through the body and effects the heart. I am an electrician and a mechanical contractor, and it is basic electricity teachings in the first few months of school which teach us that fact. the only way to get shocked by 220v is to grab both ends of a 220 volt circuit and allow it to pass through the body, (something not likely to happen) Electrocution happens most frequently when one leg of 220v or from a 110v line passes through the body to ground. to get shocked by 220v, you need hold both opposing forces of 110v electrical lines and allow it to pass through your body.

the reasons for the permitting and electrical considerations when upgrading a dock is the fact so many docks on this island still have romex run under them with failed grounding connections and no GFCI (ground fault circuit interrupter) protection. Basically, in a home, when you get shocked, it is ALWAYS 110v that creates that shock.

As concerns the whole "drum up the fees" comment, Florida statutes touch on the subject of penalties involved for doing un-permitted or unlicensed work. Then there is a fine for doing work which required a permit and that permit not being pulled, and then the fee for the permit itself. for 85 bucks or less, this permit could have been pulled and all would have been done in compliance.