http://www.marconews.com/news/news/columnists/darcie-guerin/?partner=RSSmarconews.com Stories: Darcie Guerinen-usnews/columnists/darcie-guerinhttp://www.marconews.com/news/2011/mar/18/women-wisdom-wealth-market-response-japan-disaster/?partner=RSSThe events in Japan are heart-wrenching, and it’s likely that there will be more disturbing news as the true scope of this disaster unfolds. The economic impact on Japan’s economy and individual companies will be significant but there’s nothing to be gained by reacting hastily and emotionally. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 18 Mar 2011 19:29:00 -0000urn:publicid:www.marconews.com:news-Story-270192-734214business/businessDARCIE GUERINMarco, FLWomen, Wisdom & Wealth: Market response to Japan disastermarconews.comwomen-wisdom-wealth-market-response-japan-disasterurn:publicid:www.marconews.com:news-Story-270192-734214Change0Usablehttp://www.marconews.com/news/2011/mar/11/women-wisdom-wealth-tackling-do-it-yourself-mental/?partner=RSSAs the years have gone by it seems that things like car repair, investing and hair care have become more complicated. As a teenager I was a “tom-boy” who hung out with the guys who worked on cars. Through osmosis I learned how to change oil and rotate tires. Today I don’t dare to touch anything on my car because the results could be disastrous and even life threatening. The risks of DIY (do-it-yourself) car repair greatly outweigh any perceived benefits. My technically competent and caring mechanic is worth his weight in gold or silver. Only her hairdresser knows for sure Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 11 Mar 2011 19:39:00 -0000urn:publicid:www.marconews.com:news-Story-269410-734207business/businessDARCIE GUERINMarco, FLWomen, Wisdom & Wealth: Tackling the do-it-yourself mentalitymarconews.comwomen-wisdom-wealth-tackling-do-it-yourself-mentalurn:publicid:www.marconews.com:news-Story-269410-734207Change0Usablehttp://www.marconews.com/news/2010/may/20/women-wisdom-wealth-dont-allow-blessing-become-cur/?partner=RSS“Be careful what you wish for” is a motherly and cautionary statement. Mom is usually right and there’s no exception to the rule as this declaration applies to the receipt of sudden and unexpected wealth. For some this event is a dream come true, and when it does, now matter how — the sale of a business, good luck or the unexpected loss of a relative or friend — sudden wealth inevitably changes lifestyles and attitudes. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Thu, 20 May 2010 19:51:00 -0000urn:publicid:www.marconews.com:news-Story-239118-733912business/businessDARCIE GUERINMarco, FLWomen, Wisdom & Wealth: Don’t allow a blessing to become a cursemarconews.comwomen-wisdom-wealth-dont-allow-blessing-become-cururn:publicid:www.marconews.com:news-Story-239118-733912Change0Usablehttp://www.marconews.com/news/2010/may/14/women-wisdom-wealth-lifes-and-investings-ups-and-d/?partner=RSSThere’s never a dull day in the financial markets. On Thursday, May 6 our office was singing Tom Petty & The Heart Breakers 1989 hit “Free Falling” as the Dow Jones Industrial Average fell 5.7 percent from April’s close to end the day at 10,379.60. The following Monday, May 10, the Dow was up 404.71 closing at 10,785.14 and we broke out in song singing “Up, Up and Away in My Beautiful Balloon” by The Fifth Dimension. Meanwhile, officials continue to investigate computerized trading glitches and possible human errors that may have triggered the May 6 wild market gyrations. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 14 May 2010 17:14:00 -0000urn:publicid:www.marconews.com:news-Story-238504-733906business/businessDARCIE GUERINMarco, FLWomen, Wisdom & Wealth: Life’s, and investing’s, ups and downsmarconews.comwomen-wisdom-wealth-lifes-and-investings-ups-and-durn:publicid:www.marconews.com:news-Story-238504-733906Change0Usablehttp://www.marconews.com/news/2010/may/07/women-wisdom-wealth-education-planning-and-raising/?partner=RSSThe years go by so fast. It was just 5 years ago that our oldest daughter and son-in-law surprised us with a gift wrapped ultrasound picture of our granddaughter as their way of telling us we were going to be grandparents! Now we have three exceptionally gifted, brilliant and delightful grandchildren who are the world for Papa Pete and me. The years go by so quickly and the children grow so fast. So do the costs of college tuition. As parents and grandparents we’re here to teach our children to walk, talk, ride a two-wheeler, play soccer and yes, even drive a car (yikes!). We also have a responsibility to teach financial literacy and encourage the pursuit of higher education. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 07 May 2010 17:00:00 -0000urn:publicid:www.marconews.com:news-Story-237802-733899business/businessDARCIE GUERINMarco, FLWomen, Wisdom & Wealth: Education planning and raising money-smart kidsmarconews.comwomen-wisdom-wealth-education-planning-and-raisingurn:publicid:www.marconews.com:news-Story-237802-733899Change0Usablehttp://www.marconews.com/news/2010/apr/23/women-wisdom-wealth-financial-basics-if-you-dont-k/?partner=RSSSo why do smart people sometimes make bad decisions? I think it’s because we’re human and this simple fact complicates any sound decision making process. I am where I am because of the bridges I’ve crossed. Temptation is everywhere. Each day we’re faced with a multitude of choices that lead to intended and unintended consequences that impact our future. Some decisions have large bearing on our lives such as big purchases, investments and important family matters, while other choices have lesser impact on our lives immediately, but the cumulative effects add up. For example, daily dilemmas like “should I eat the candy or the fruit?” or “do I go to the gym or watch TV today?” Fri, 23 Apr 2010 17:41:00 -0000urn:publicid:www.marconews.com:news-Story-236237-733885news/columnists/darcie-guerinStaff WriterMarco, FLWomen, Wisdom & Wealth: Financial basics: If you don’t know where you are ...marconews.comwomen-wisdom-wealth-financial-basics-if-you-dont-kurn:publicid:www.marconews.com:news-Story-236237-733885Change0Usablehttp://www.marconews.com/news/2010/feb/19/women-wisdom-wealth-estate-tax-changes-you-need-kn/?partner=RSSUntil Jan. 1, almost everyone expected Congress to act to prevent repeal of the estate tax. Many expected a simple patch to extend 2009 law into 2010. In 2009’s cliffhanger of an ending, Congress instead offered no resolution at all, leaving investors in a precarious situation — how to design a financial plan that best suits their needs in what is perhaps one of the most uncertain, confused and confounding planning environments in history. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 19 Feb 2010 22:15:00 -0000urn:publicid:www.marconews.com:news-Story-229918-733822business/businessDARCIE GUERINMarco, FLWomen, wisdom & wealth: Estate tax changes you need to know aboutmarconews.comwomen-wisdom-wealth-estate-tax-changes-you-need-knurn:publicid:www.marconews.com:news-Story-229918-733822Change0Usablehttp://www.marconews.com/news/2010/feb/10/women-wisdom-and-wealth-your-financial-plan-lookin/?partner=RSSI won’t go as far as saying that we’re experiencing a “new normal” with our weather, because the professionals say that this is attributed to an El Niño cycle. Wed, 10 Feb 2010 21:57:00 -0000urn:publicid:www.marconews.com:news-Story-228942-733813news/columnists/darcie-guerinStaff WriterMarco, FLWomen, Wisdom and Wealth: Is your financial plan looking too normal?marconews.comwomen-wisdom-and-wealth-your-financial-plan-lookinurn:publicid:www.marconews.com:news-Story-228942-733813Change0Usablehttp://www.marconews.com/news/2010/feb/03/women-wisdom-and-wealth-dont-bet-mortgage-big-game/?partner=RSSWomen and men alike can appreciate the enthusiastic and inspirational wisdom of Coach Lou Holtz. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Wed, 03 Feb 2010 21:20:00 -0000urn:publicid:www.marconews.com:news-Story-228117-733806news/columnists/darcie-guerinDARCIE GUERINMarco, FLWomen, Wisdom and Wealth: Don’t bet the mortgage on the big gamemarconews.comwomen-wisdom-and-wealth-dont-bet-mortgage-big-gameurn:publicid:www.marconews.com:news-Story-228117-733806Change0Usablehttp://www.marconews.com/news/2010/jan/27/women-wisdom-and-wealth-what-kind-benefits-plan-be/?partner=RSSIf you started your business a few decades ago – say, during the era of bell bottoms and Sonny and Cher and headbands – and you were considering how to provide a retirement benefits plan for your employees, you may well have chosen a defined benefits (DB) plan. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Wed, 27 Jan 2010 19:06:00 -0000urn:publicid:www.marconews.com:news-Story-227404-733799news/columnists/darcie-guerinDARCIE GUERINMarco, FLWomen, Wisdom and Wealth: What kind of benefits plan is best for you?marconews.comwomen-wisdom-and-wealth-what-kind-benefits-plan-beurn:publicid:www.marconews.com:news-Story-227404-733799Change0Usablehttp://www.marconews.com/news/2010/jan/22/women-wisdom-and-wealth-look-you-leap-new-annuity/?partner=RSSAs a result of the 2008 financial crisis, many investors find themselves in the vulnerable position of being in a hurry to replace lost income and diminished net worth. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 22 Jan 2010 16:04:00 -0000urn:publicid:www.marconews.com:news-Story-226976-733794news/columnists/darcie-guerinDARCIE GUERINMarco, FLWomen, Wisdom and Wealth: Look before you leap into a new annuitymarconews.comwomen-wisdom-and-wealth-look-you-leap-new-annuityurn:publicid:www.marconews.com:news-Story-226976-733794Change0Usablehttp://www.marconews.com/news/2010/jan/21/ask-pharmacist-natural-ways-ease-depression-and-re/?partner=RSSQ: Last week, you gave a ‘Dumb Award’ to “anti-depressant drugs and the doctors who prescribe them for every woman who is tired or tearful.” I struggle with depression, and my medications don’t help. Can you elaborate? Thu, 21 Jan 2010 18:15:00 -0000urn:publicid:www.marconews.com:news-Story-226879-733793news/columnists/darcie-guerinStaff WriterMarco, FLAsk a Pharmacist: Natural ways to ease depression and reduce anxietymarconews.comask-pharmacist-natural-ways-ease-depression-and-reurn:publicid:www.marconews.com:news-Story-226879-733793Change0Usablehttp://www.marconews.com/news/2010/jan/14/women-wisdom-and-wealth-get-started-your-financial/?partner=RSSBy looking at the parking lots of the health clubs this month; it’s obvious that a number of us have made fitness a New Year’s resolution. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Thu, 14 Jan 2010 20:34:00 -0000urn:publicid:www.marconews.com:news-Story-226262-733786news/columnists/darcie-guerinDARCIE GUERINMarco, FLWomen, Wisdom and Wealth: Get started on your financial fitness programmarconews.comwomen-wisdom-and-wealth-get-started-your-financialurn:publicid:www.marconews.com:news-Story-226262-733786Change0Usablehttp://www.marconews.com/news/2010/jan/08/women-wisdom-and-wealth-traveling-path-greatness/?partner=RSSEnjoying the long weekends of Christmas and New Year, my husband Pete used his free time to embark on a “Godfather I, II and III” trilogy movie marathon. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 08 Jan 2010 17:43:00 -0000urn:publicid:www.marconews.com:news-Story-225682-733780news/columnists/darcie-guerinDARCIE GUERINMarco, FLWomen, Wisdom and Wealth: Traveling the path of greatnessmarconews.comwomen-wisdom-and-wealth-traveling-path-greatnessurn:publicid:www.marconews.com:news-Story-225682-733780Change0Usablehttp://www.marconews.com/news/2009/dec/24/lessons-and-carols/?partner=RSSThe holiday season can be stressful, or it can be rewarding and joyful. Remember to celebrate the simplicity of friends, family and home. Over the past 18 to 24 months everyone has learned more than they cared to about mortgages, subprime, regulation and globalization. This has also provided an opportunity to reassess our priorities. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Thu, 24 Dec 2009 19:35:00 -0000urn:publicid:www.marconews.com:news-Story-224580-733765news/columnists/darcie-guerinDARCIE GUERINMarco, FLLessons and carols marconews.comlessons-and-carolsurn:publicid:www.marconews.com:news-Story-224580-733765Change0Usablehttp://www.marconews.com/news/2009/dec/18/women-wisdom-wealth-should-i-convert-roth-ira/?partner=RSSWhile conducting our year end account reviews one of the topics we cover is, if the opportunity is available, should an individual take a distribution from an existing IRA and roll it over to a Roth IRA? Eligibility to elect a rollover from a traditional IRA to a Roth IRA has been limited to those with an Adjusted Gross Income (AGI) of less than $100,000 – single filers and married filing jointly. This limit has not changed; however, it will be eliminated in 2010. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 18 Dec 2009 20:09:00 -0000urn:publicid:www.marconews.com:news-Story-224076-733759news/columnists/darcie-guerinDARCIE GUERINMarco, FLWOMEN, WISDOM & WEALTH: Should I convert to a Roth IRA?marconews.comwomen-wisdom-wealth-should-i-convert-roth-iraurn:publicid:www.marconews.com:news-Story-224076-733759Change0Usablehttp://www.marconews.com/news/2009/dec/04/women-wisdom-and-wealth-anybody-wanna-buy-palm-sha/?partner=RSSThe Friday after Thanksgiving is traditionally a quiet day in the market, so I chose to work remotely from our daughter’s dining room table that morning Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 04 Dec 2009 21:04:00 -0000urn:publicid:www.marconews.com:news-Story-221467-733745news/columnists/darcie-guerinDARCIE GUERINMarco, FLWomen, Wisdom and Wealth: Anybody wanna buy a palm-shaped island?marconews.comwomen-wisdom-and-wealth-anybody-wanna-buy-palm-shaurn:publicid:www.marconews.com:news-Story-221467-733745Change0Usablehttp://www.marconews.com/news/2009/nov/25/women-wisdom-and-wealth-christmas-grinch-run/?partner=RSSWhile driving around Naples the other day, enjoying the Christmas decorations, it dawned on me why I’m feeling so much more festive this year than I did last year; last year, we’d just experienced near economic collapse; no wonder I felt like the Grinch at times. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Wed, 25 Nov 2009 21:20:00 -0000urn:publicid:www.marconews.com:news-Story-218703-733736news/columnists/darcie-guerinDARCIE GUERINMarco, FLWomen, Wisdom and Wealth: This Christmas, the Grinch is on the runmarconews.comwomen-wisdom-and-wealth-christmas-grinch-runurn:publicid:www.marconews.com:news-Story-218703-733736Change0Usablehttp://www.marconews.com/news/2009/nov/20/ask-santa-spy-scope-christmas/?partner=RSSResidents of Southwest Florida rely upon different signs of fall than do our friends in New England. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 20 Nov 2009 16:51:00 -0000urn:publicid:www.marconews.com:news-Story-216716-733731news/columnists/darcie-guerinDARCIE GUERINMarco, FLAsk Santa for a Spy-Scope for Christmasmarconews.comask-santa-spy-scope-christmasurn:publicid:www.marconews.com:news-Story-216716-733731Change0Usablehttp://www.marconews.com/news/2009/nov/13/are-inflation-protected-securities-you/?partner=RSS“Knowledge is power. Knowledge shared is power multiplied.” Robert Noyce, Microchip inventor, 1927-1990 Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 13 Nov 2009 20:26:00 -0000urn:publicid:www.marconews.com:news-Story-215922-733724news/columnists/darcie-guerinDARCIE GUERINMarco, FLAre inflation protected securities for you? marconews.comare-inflation-protected-securities-youurn:publicid:www.marconews.com:news-Story-215922-733724Change0Usable