Letters to the editor: April 15

Building a better brain


It’s only a matter of time.

We’ve focused on energy-efficient smart cars and homes.

What’s next? Can we tinker with our “thinker”? Neuroscientists now are working at making our brains more energy-efficient. What if we could “erase” troublesome memories and harmful habits? What if we could empower our brains to enhance our desires and abilities to maximize performance?

The greening of America is fast becoming a way of life. We’re all anxious not to be wasteful in our efforts to create a new and more energy efficient lifestyle.

Looking inward, the next logical step? Brooklyn researchers, working toward memory editing, have drugs now that can “blunt” painful memories. Can the brain be retooled to rethink? Does this research hold promise toward successful treatment of diseases of the brain, as in dementia?

Can we change our lives for the better from the inside as well as the outside? The thought captures imaginations and boggles the mind.

Smart heads are working on making smarter heads. It’s only a matter of time.


Bonita Springs

More on State Farm insurance


Re: Reply to Barry J. McCall letter on State Farm.

Read your somewhat offensive response to my letter of 3/28/09 in the Banner about the Mother of the Cabal State Farm. First I’m not an expert in many fields; however I do know the Insurance business having been involved for 45 years. Since you were a former underwriter, you know, one who goes to the company every day and never comes out of the office?

Let’s get the facts straight.

The insurance industry does not fall under anti trust regulations and they don’t wish to be! The only so called regulations they fall under is the regulations by the insurance departments of each state. When that state department is weak and controlled by the insurance company instead of the state department... Then it’s OK. When they run up against a state department that does not give them control then it’s a different story.

Governor Crist said you want to leave fine, good riddance, but you take everything with you. Their arrogance knows no bounds.

Anyone who passed accounting 101 can understand the financials of an insurance company? Really, Mr. McCall! I have to say you are very naïve on this point. They set up financials and their not supposed to be understood, no insurance company wants the world to know what it’s doing. It’s the only industry in the world that can turn a credit into a debit in a blink of an eye. And it’s all OK you see because it’s all legal.

The $170 billion given to A.I.G. Insurance Company is gone!! Just like that. Ask the big shots of the company and they look at you as if you’re the crazy one. “I don’t know.” And their right, even they don’t know.

State Farm created a separate insurance company only for the state of Florida. When hurricane losses occur, they go into this company that is not spread throughout the country. “See, our losses they cry to the state we need a 50 percent rate increase.” Why? We are still paying for the Homestead losses. That’s their bookkeeping system! Mr. McCall I never said State Farm is cheating, that’s the beauty of the scam it’s all perfectly legal.

Let’s say they recoup $20 million in subrogation, that’s 100 percent profit. They can’t place it in surplus because it will be a factor that the state department will not grant a rate increase, well where does it go. Part goes into another reserve (they have plenty), part is spread throughout the country etc. etc. Mr. McCall I suggest you read my article of 3/28/09 and also my reply to you from August 30, 2006 again and stop comparing the insurance industry to a Ruth Chris steak! It doesn’t work that way!


Bonita Spring

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