Descriptions of frauds, cons, investment and Internet scams, identity theft and other schemes to separate you from your money made a big impression recently on the Marco Chapter of the Daughters of the American Revolution (DAR).
As the manager and VP of Iberia Bank of Marco Island, Keith Dameron is familiar with the methods of these criminals and, unfortunately, many of their victims. He outlined many of their ingenious plots for Marco’s DAR chapter at its Nov. 19 meeting at the home of Judy Kenney.
The easiest opportunity for a thief to steal a woman’s identity is to lift her wallet or checkbook from her purse, left open and inviting in the child seat of a grocery cart, while she is distracted by her shopping. Another is to “dumpster dive” snatching a trash bag with paper work in it from your curbside recycling bin if it’s put out the night before pickup. The bad guys will be out of luck, though, if you destroy sensitive papers with a cross cut shredder like the one Dameron gives away as a raffle prize at the end of his fraud presentations.
Scammers can get your money and your identity, your credit card information through various Internet and telemarketing cons. They can trick you at an ATM or over the phone by pretending to represent the clerk of courts, calling about your “missed” jury duties and offering to verify the “mistake”, of course, with all your personal information.
Scammers are clever criminals and persistent, preying on people’s trusting nature. Consumers should never provide their personal information in response to an unsolicited telephone call, fax, letter, e-mail or Internet advertisement, says the Federal Deposit Insurance Corp.
As for telephone and Internet “offers” the old saying still goes: If it sounds too good to be true, it is.
For detailed explanations of scams and how to protect yourself from them, visit the FBI Web site fbi.gov.
Keith Dameron is available to give his constantly updated fraud presentation to local organizations. You can reach him at Marco Branch of Iberia Bank, (239) 403-5136
The Marco Island Chapter of the Daughters of the American Revolution holds its monthly luncheon meetings the third Thursday of each month. The group welcomes potential members and members from other chapters who are living in or visiting the area.
For more information, please call Kay Zeigler at (239) 642-0711.