Tooth Talk: What to look for in dental insurance

Hey Doc, I have a question. I’m looking at different plans for dental coverage and I’m confused. Can you give me some information about different dental plans and which ones are best?

Wow, that’s a tall order, but I will try to help. There are so many different options and so much information is out there that it’s going to take more than one column to answer. Before I can answer your question, there are some things you need to think about, such as how much you want to spend, whether you go to the dentist regularly, your dental needs, whether you want to make co-payments or receive discounted dental treatment, if you are concerned about cosmetics, if you need extensive treatment and whether are you considering treatment for just yourself or your whole family. Like I said, it’s a lot of information to weigh before making your decision.

First, let’s start with the basics. Traditional dental insurance is not in any way, shape or form like medical insurance. It is designed to keep healthy people, who go to the dentist regularly, healthy. Even the best policies, which can be very costly, provide only a certain amount of coverage per year. That is why you must carefully consider the benefit levels you choose. In addition, when looking for a plan, consider the questions I have posed above. They can assist you in making the right choices for you and your family. Next week, I’ll go into more detail about the different types of plans out there, so you can decide what is best for you and your family. I appreciate all of your questions and would like to thank you for your support. I can be reached at 389-9400 and by e-mail at

Questions can be sent to Fred Eck, D.D.S. at Marco Dental Care, 950 N. Collier Blvd., Suite 305, Marco Island; call 389-9400 or visit He received his Doctor of Dental Surgery at the University of Detroit Mercy and is licensed by the Florida State Board of Dentistry.

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