Electronic property record is official despite Florida clerk error

TALLAHASSEE — A Florida appellate court says electronic property records are official once filed even if later erased by mistake.

The 1st District Court of Appeal ruled Thursday in Tallahassee.

The 3-0 opinion upheld the foreclosure of a Walton County lot by First City Bank of Florida.

The panel rejected an appeal by Michael and Bonnie Mayfield and Branch Banking and Trust Co. The Mayfield's bought the lot in 2009 through a mortgage from BB&T.

They were unaware the lot had been purchased three years earlier from the same seller by another buyer who obtained a mortgage from First City.

The couple didn't know because the county court clerk's office removed the record to fix an error but failed to re-record the corrected version. First City foreclosed when the first buyer defaulted.

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