Naples made the top 10 list for its foreclosure rate last month.
The metro came in at No. 9 in the nation, according to a report by Irvine, Calif.-based RealtyTrac.
Florida cities accounted for seven of the top 10 spots for metro foreclosure rates in February. Miami was at No. 1, with one in every 219 households receiving at least one foreclosure-related filing.
The foreclosure rankings are based on three types of filings: default notices, scheduled auctions and bank repossessions. The total of those filings is divided by the total number of households to come up with the foreclosure rate.
Naples had one filing for every 318 households last month. There were a total of 618 filings in the metro, up more than 154 percent from January and up more than 96 percent from a year ago.
Last month, there were 281 default notices filed, the first step of foreclosure, according to RealtyTrac.
However, the Collier County Clerk’s Office shows a much smaller number, 199, of foreclosure starts in February — and a different trend, with those initial filings down from 223 in January and 248 a year ago.
RealtyTrac’s report also shows Naples-Marco Island had 182 scheduled auction and 155 bank repossession notices, with big spikes in both over the month and the year. Those aren’t regularly tracked by the Collier Clerk’s Office.
Cape Coral-Fort Myers ranked 21st for its foreclosure rate in February, with one filing for every 420 households. The metro had a total of 880 filings last month, down nearly 20 percent from January and down by more than 25 percent a year ago.
Florida posted the nation’s highest foreclosure rate for states for the sixth month in a row, reporting one in every 282 households with a filing in February.
In the U.S., the report showed filings on 154,281 properties last month, up 2 percent from January, but down 25 percent from a year ago.
One in every 849 U.S. households had a foreclosure filing during the month.
“At a high level the U.S. foreclosure inferno has been effectively contained and should be reduced to a slow burn in the next two years,” said Daren Blomquist, vice president at RealtyTrac, in a statement.
“But dangerous foreclosure flare-ups are still popping up in states where foreclosures have been delayed by a lengthy court process or by new legislation making it more difficult to foreclose outside of the court system. Foreclosure starts have been steadily building in those states over the last several months and likely will end up as bank repossessions or short sales later this year.”