Fraud schemes and scams often target the elderly. In South Lee County, with its high senior citizen population, the problem of elderly exploitation and abuse is a top concern for businesses like Merrill Lynch who work extensively with elders. A seminar on elderly exploitation and abuse will be held at 10 a.m. Wednesday, May 31, at the Merrill Lynch office, 13250 University Center Blvd. in South Fort Myers. Call 432-6816 to make reservations.