Thomas and Ruta Vicker stand outside their home in Golden Gate Estates with their horses, Halluj and Khloud. The home was finished in 2005 and built to be fireproof, tornado-resistant and better able to withstand hurricanes than most homes. The couple is having trouble getting the home refinanced due to its unique design.

Photo by JIMMIE PRESLEY, Daily News

Thomas and Ruta Vicker stand outside their home in Golden Gate Estates with their horses, Halluj and Khloud. The home was finished in 2005 and built to be fireproof, tornado-resistant and better able to withstand hurricanes than most homes. The couple is having trouble getting the home refinanced due to its unique design.

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