Marie and Carl Fertil visit the post office to pay their electric bill on May 1. Each payday, Marc, Carl and Marie Fertil collect their paychecks, cash them at a bank and head to the post office to pay their bills. David Albers/Staff

Photo by DAVID ALBERS, Daily News

Marie and Carl Fertil visit the post office to pay their electric bill on May 1. Each payday, Marc, Carl and Marie Fertil collect their paychecks, cash them at a bank and head to the post office to pay their bills. David Albers/Staff

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