See larger In this Jan. 25, 2009 file photo, a Bank of America branch office is shown in New York. Bank of America will pay $108 million to settle federal charges that Countrywide Financial Corp., which it acquired nearly two years ago, collected outsized fees from about 200,000 borrowers facing foreclosure.

AP Photo/ Mark Lennihan, file

In this Jan. 25, 2009 file photo, a Bank of America branch office is shown in New York. Bank of America will pay $108 million to settle federal charges that Countrywide Financial Corp., which it acquired nearly two years ago, collected outsized fees from about 200,000 borrowers facing foreclosure.

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