See larger Steven Smith, president of Verity Bank, right, and Paul Rice, a commercial lender, left, shovel snow and ice from the bank parking lot in Winder, Ga., as a second day of school and business closures affects northeast Georgia on Tuesday Jan. 11, 2011, after a weekend snowstorm dumped a record 8.8-inch snowfall on the area.    (AP Photo/Athens Banner-Herald, David Tulis)    MANDATORY CREDIT MAGS OUT NO SALES TV OUT

Steven Smith, president of Verity Bank, right, and Paul Rice, a commercial lender, left, shovel snow and ice from the bank parking lot in Winder, Ga., as a second day of school and business closures affects northeast Georgia on Tuesday Jan. 11, 2011, after a weekend snowstorm dumped a record 8.8-inch snowfall on the area. (AP Photo/Athens Banner-Herald, David Tulis) MANDATORY CREDIT MAGS OUT NO SALES TV OUT

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