William DeShazer/Staff
Ruth and Dennis England, of Naples, go through their morning routine of coffee and the newspaper on their mobile home at Windjammer Village on Thursday April 18, 2013. The England's recently found out they'll only get $18,000 in coverage when his policy renews, paying the same premium when he was receiving $64,000 in coverage.

Photo by WILLIAM DESHAZER

William DeShazer/Staff Ruth and Dennis England, of Naples, go through their morning routine of coffee and the newspaper on their mobile home at Windjammer Village on Thursday April 18, 2013. The England's recently found out they'll only get $18,000 in coverage when his policy renews, paying the same premium when he was receiving $64,000 in coverage.

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