http://www.marconews.com/news/news/columnists/darcie-guerin/?partner=RSSmarconews.com Stories: Darcie Guerinen-usnews/columnists/darcie-guerinhttp://www.marconews.com/news/2010/feb/19/women-wisdom-wealth-estate-tax-changes-you-need-kn/?partner=RSSUntil Jan. 1, almost everyone expected Congress to act to prevent repeal of the estate tax. Many expected a simple patch to extend 2009 law into 2010. In 2009’s cliffhanger of an ending, Congress instead offered no resolution at all, leaving investors in a precarious situation — how to design a financial plan that best suits their needs in what is perhaps one of the most uncertain, confused and confounding planning environments in history. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 19 Feb 2010 22:15:00 -0000urn:publicid:www.marconews.com:news-Story-229918-733822business/businessDARCIE GUERINMarco Island, FLWomen, wisdom & wealth: Estate tax changes you need to know aboutmarconews.comwomen-wisdom-wealth-estate-tax-changes-you-need-knurn:publicid:www.marconews.com:news-Story-229918-733822Change0Usablehttp://www.marconews.com/news/2010/feb/10/women-wisdom-and-wealth-your-financial-plan-lookin/?partner=RSSI won’t go as far as saying that we’re experiencing a “new normal” with our weather, because the professionals say that this is attributed to an El Niño cycle. Wed, 10 Feb 2010 21:57:00 -0000urn:publicid:www.marconews.com:news-Story-228942-733813news/columnists/darcie-guerinStaff WriterMarco Island, FLWomen, Wisdom and Wealth: Is your financial plan looking too normal?marconews.comwomen-wisdom-and-wealth-your-financial-plan-lookinurn:publicid:www.marconews.com:news-Story-228942-733813Change0Usablehttp://www.marconews.com/news/2010/feb/03/women-wisdom-and-wealth-dont-bet-mortgage-big-game/?partner=RSSWomen and men alike can appreciate the enthusiastic and inspirational wisdom of Coach Lou Holtz. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Wed, 03 Feb 2010 21:20:00 -0000urn:publicid:www.marconews.com:news-Story-228117-733806news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLWomen, Wisdom and Wealth: Don’t bet the mortgage on the big gamemarconews.comwomen-wisdom-and-wealth-dont-bet-mortgage-big-gameurn:publicid:www.marconews.com:news-Story-228117-733806Change0Usablehttp://www.marconews.com/news/2010/jan/27/women-wisdom-and-wealth-what-kind-benefits-plan-be/?partner=RSSIf you started your business a few decades ago – say, during the era of bell bottoms and Sonny and Cher and headbands – and you were considering how to provide a retirement benefits plan for your employees, you may well have chosen a defined benefits (DB) plan. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Wed, 27 Jan 2010 19:06:00 -0000urn:publicid:www.marconews.com:news-Story-227404-733799news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLWomen, Wisdom and Wealth: What kind of benefits plan is best for you?marconews.comwomen-wisdom-and-wealth-what-kind-benefits-plan-beurn:publicid:www.marconews.com:news-Story-227404-733799Change0Usablehttp://www.marconews.com/news/2010/jan/22/women-wisdom-and-wealth-look-you-leap-new-annuity/?partner=RSSAs a result of the 2008 financial crisis, many investors find themselves in the vulnerable position of being in a hurry to replace lost income and diminished net worth. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 22 Jan 2010 16:04:00 -0000urn:publicid:www.marconews.com:news-Story-226976-733794news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLWomen, Wisdom and Wealth: Look before you leap into a new annuitymarconews.comwomen-wisdom-and-wealth-look-you-leap-new-annuityurn:publicid:www.marconews.com:news-Story-226976-733794Change0Usablehttp://www.marconews.com/news/2010/jan/21/ask-pharmacist-natural-ways-ease-depression-and-re/?partner=RSSQ: Last week, you gave a ‘Dumb Award’ to “anti-depressant drugs and the doctors who prescribe them for every woman who is tired or tearful.” I struggle with depression, and my medications don’t help. Can you elaborate? Thu, 21 Jan 2010 18:15:00 -0000urn:publicid:www.marconews.com:news-Story-226879-733793news/columnists/darcie-guerinStaff WriterMarco Island, FLAsk a Pharmacist: Natural ways to ease depression and reduce anxietymarconews.comask-pharmacist-natural-ways-ease-depression-and-reurn:publicid:www.marconews.com:news-Story-226879-733793Change0Usablehttp://www.marconews.com/news/2010/jan/14/women-wisdom-and-wealth-get-started-your-financial/?partner=RSSBy looking at the parking lots of the health clubs this month; it’s obvious that a number of us have made fitness a New Year’s resolution. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Thu, 14 Jan 2010 20:34:00 -0000urn:publicid:www.marconews.com:news-Story-226262-733786news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLWomen, Wisdom and Wealth: Get started on your financial fitness programmarconews.comwomen-wisdom-and-wealth-get-started-your-financialurn:publicid:www.marconews.com:news-Story-226262-733786Change0Usablehttp://www.marconews.com/news/2010/jan/08/women-wisdom-and-wealth-traveling-path-greatness/?partner=RSSEnjoying the long weekends of Christmas and New Year, my husband Pete used his free time to embark on a “Godfather I, II and III” trilogy movie marathon. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 08 Jan 2010 17:43:00 -0000urn:publicid:www.marconews.com:news-Story-225682-733780news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLWomen, Wisdom and Wealth: Traveling the path of greatnessmarconews.comwomen-wisdom-and-wealth-traveling-path-greatnessurn:publicid:www.marconews.com:news-Story-225682-733780Change0Usablehttp://www.marconews.com/news/2009/dec/24/lessons-and-carols/?partner=RSSThe holiday season can be stressful, or it can be rewarding and joyful. Remember to celebrate the simplicity of friends, family and home. Over the past 18 to 24 months everyone has learned more than they cared to about mortgages, subprime, regulation and globalization. This has also provided an opportunity to reassess our priorities. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Thu, 24 Dec 2009 19:35:00 -0000urn:publicid:www.marconews.com:news-Story-224580-733765news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLLessons and carols marconews.comlessons-and-carolsurn:publicid:www.marconews.com:news-Story-224580-733765Change0Usablehttp://www.marconews.com/news/2009/dec/18/women-wisdom-wealth-should-i-convert-roth-ira/?partner=RSSWhile conducting our year end account reviews one of the topics we cover is, if the opportunity is available, should an individual take a distribution from an existing IRA and roll it over to a Roth IRA? Eligibility to elect a rollover from a traditional IRA to a Roth IRA has been limited to those with an Adjusted Gross Income (AGI) of less than $100,000 – single filers and married filing jointly. This limit has not changed; however, it will be eliminated in 2010. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 18 Dec 2009 20:09:00 -0000urn:publicid:www.marconews.com:news-Story-224076-733759news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLWOMEN, WISDOM & WEALTH: Should I convert to a Roth IRA?marconews.comwomen-wisdom-wealth-should-i-convert-roth-iraurn:publicid:www.marconews.com:news-Story-224076-733759Change0Usablehttp://www.marconews.com/news/2009/dec/04/women-wisdom-and-wealth-anybody-wanna-buy-palm-sha/?partner=RSSThe Friday after Thanksgiving is traditionally a quiet day in the market, so I chose to work remotely from our daughter’s dining room table that morning Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 04 Dec 2009 21:04:00 -0000urn:publicid:www.marconews.com:news-Story-221467-733745news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLWomen, Wisdom and Wealth: Anybody wanna buy a palm-shaped island?marconews.comwomen-wisdom-and-wealth-anybody-wanna-buy-palm-shaurn:publicid:www.marconews.com:news-Story-221467-733745Change0Usablehttp://www.marconews.com/news/2009/nov/25/women-wisdom-and-wealth-christmas-grinch-run/?partner=RSSWhile driving around Naples the other day, enjoying the Christmas decorations, it dawned on me why I’m feeling so much more festive this year than I did last year; last year, we’d just experienced near economic collapse; no wonder I felt like the Grinch at times. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Wed, 25 Nov 2009 21:20:00 -0000urn:publicid:www.marconews.com:news-Story-218703-733736news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLWomen, Wisdom and Wealth: This Christmas, the Grinch is on the runmarconews.comwomen-wisdom-and-wealth-christmas-grinch-runurn:publicid:www.marconews.com:news-Story-218703-733736Change0Usablehttp://www.marconews.com/news/2009/nov/20/ask-santa-spy-scope-christmas/?partner=RSSResidents of Southwest Florida rely upon different signs of fall than do our friends in New England. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 20 Nov 2009 16:51:00 -0000urn:publicid:www.marconews.com:news-Story-216716-733731news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLAsk Santa for a Spy-Scope for Christmasmarconews.comask-santa-spy-scope-christmasurn:publicid:www.marconews.com:news-Story-216716-733731Change0Usablehttp://www.marconews.com/news/2009/nov/13/are-inflation-protected-securities-you/?partner=RSS“Knowledge is power. Knowledge shared is power multiplied.” Robert Noyce, Microchip inventor, 1927-1990 Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 13 Nov 2009 20:26:00 -0000urn:publicid:www.marconews.com:news-Story-215922-733724news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLAre inflation protected securities for you? marconews.comare-inflation-protected-securities-youurn:publicid:www.marconews.com:news-Story-215922-733724Change0Usablehttp://www.marconews.com/news/2009/nov/06/sustaining-your-wealth-end/?partner=RSS“The United States invariable does the right thing, after having exhausted every other alternative.” Winston Churchill Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 06 Nov 2009 21:52:00 -0000urn:publicid:www.marconews.com:news-Story-215221-733717news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLSustaining your wealth to the endmarconews.comsustaining-your-wealth-endurn:publicid:www.marconews.com:news-Story-215221-733717Change0Usablehttp://www.marconews.com/news/2009/oct/30/weather-and-economy-both-hard-forecast/?partner=RSSIn spite of our unseasonably warm weather during October, it occurred to me that it was time to drop off our winter bedspread at the dry cleaner. It did feel a bit odd lugging the oversized blanket out of my car on a recent 87-degree day, but the odds are in favor of cooler nights ahead. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 30 Oct 2009 18:43:00 -0000urn:publicid:www.marconews.com:news-Story-214458-733710news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLWeather and economy both hard to forecastmarconews.comweather-and-economy-both-hard-forecasturn:publicid:www.marconews.com:news-Story-214458-733710Change0Usablehttp://www.marconews.com/news/2009/oct/29/weather-and-economy-both-hard-forecast/?partner=RSS“Beware of endeavoring to become a great man in a hurry. One such attempt in 10,000 may succeed. These are fearful odds.” Former British Prime Minister Benjamin Disraeli. Thu, 29 Oct 2009 17:45:00 -0000urn:publicid:www.marconews.com:news-Story-214327-733709business/businessStaff WriterMarco Island, FLWeather and economy both hard to forecastmarconews.comweather-and-economy-both-hard-forecasturn:publicid:www.marconews.com:news-Story-214327-733709Change0Usablehttp://www.marconews.com/news/2009/oct/23/you-cant-take-it-you/?partner=RSSWe’ve all heard Ben Franklin’s remark about the certainty of death and taxes, but notice he didn’t say a word about the size of the tax bite. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 23 Oct 2009 19:32:00 -0000urn:publicid:www.marconews.com:news-Story-213800-733703news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLYou can’t take it with youmarconews.comyou-cant-take-it-youurn:publicid:www.marconews.com:news-Story-213800-733703Change0Usablehttp://www.marconews.com/news/2009/oct/16/DARCIE1018/?partner=RSSAre you and your partner in a committed relationship, but not legally married? Planning for the future may be even more important – and very likely more complex – than it is for your married counterparts. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 16 Oct 2009 18:16:00 -0000urn:publicid:www.marconews.com:news-Story-213158-733696news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLThere’s more than one way to tie the knotmarconews.comDARCIE1018urn:publicid:www.marconews.com:news-Story-213158-733696Change0Usablehttp://www.marconews.com/news/2009/oct/09/darcie1011/?partner=RSS“You bluffed me! I don’t like it when people bluff me. It makes me question my perception of reality.” Diane Frolov, “Northern Exposure” creator, 1992 television show. Darcie.Guerin@raymondjames.com (DARCIE GUERIN)Fri, 09 Oct 2009 18:31:00 -0000urn:publicid:www.marconews.com:news-Story-212579-733689news/columnists/darcie-guerinDARCIE GUERINMarco Island, FLDon’t get bluffed by financial headlinesmarconews.comdarcie1011urn:publicid:www.marconews.com:news-Story-212579-733689Change0Usable