About GERRY KRAMER
Hailing from New York City about six decades ago, Gerry has authored more than 30 books on finance. He is a former banker, economist, editor, public speaker, consultant, world traveler, business school professor, CEO entrepreneur, elementary school teacher, and cocktail mixologist (bartender). He also maintains he is a great cook.
His children love the poems he often writes to them, but he admits unconditional love plays a role in that opinion.
Gerry spent the greater part of his career conducting more than 1500 seminars advising and teaching bankers around the world how to structure and market complex financial products. Realizing the error of his ways, he now focuses on helping non bankers understand financial alternatives. Thus, his column, Money $marts, is all about making smart financial decisions in a world designed to confuse.
- Columnist - Collier Citizen
03/09/2006 - current
Money Smarts: Body mass? You'll have to know your BMI
Published 07/24/2010 at 9:53 a.m.
What’s your BMI (body mass index)? Buried in the 1,000-page stimulus and 2,800-page health care bills are little known provisions. The specific rules adjoining them have yet to be written by the thousands of new government regulators being hired for ...
Money Smarts: The risk of politicizing insurance
Published 07/18/2010 at 8:29 a.m.
Basically, the insurance business is one of pricing risk. To do this, analysts (called actuaries) review the history of relevant events, current trends and potential changes in the future.
Money Smarts: Today as yesterday ... greenhouse gas monitor is coming
Published 07/01/2010 at 1:56 p.m.
This column is an update of a July 2008 article. Write to firstname.lastname@example.org
Money Smarts: Obama the punisher
Published 06/10/2010 at 2:43 p.m.
In the US, there are three million people in jail punished for breaking the behavioral rules of society. That’s about one percent of the population. We don’t assume from these “bad apples” that the other 99 percent of citizens are ...
Money Smarts: Credit scores and credit
Published 06/03/2010 at 3:26 p.m.
Historically, when it comes to obtaining credit, the pendulum always swings back and forth between easy and difficult. When flush with cheap money and an expanding economy, banks will make more loans (mortgages, credit cards, car purchases, home equity, etc.) ...
Money Smarts: Absorbing energy smarts
Published 05/27/2010 at 1:12 p.m.
Debates about energy often get testy. That’s because the arguments are usually clouded by emotions. The number one reason people buy mileage efficient hybrid cars, for example, is that it makes them feel good about themselves; the purchase provides for ...
Money $marts: Climate change charade
Published 04/09/2014 at 3:39 p.m.
Charade: pretense, farce, sham, fake, travesty, imitation, simulation, make believe.
Money $marts: The quest for the best fair tests
Published 04/02/2014 at 4:28 p.m.
Throughout America's education system at all levels, from grades K-12, college entry and graduate schools admissions, testing is used to gauge performance, learning and knowledge.
Money $marts: It's the gluten that kills you
Published 02/12/2014 at 1:08 p.m.
I've been on this planet going on seven decades and have come to appreciate the essential truth of Jean-Baptiste Karr's "plus c'est la même chose," usually translated as "the more things change, the more they stay the same."
Money $marts: Finally, imaginary economists come up with a policy that works
Published 02/05/2014 at 12:09 p.m.
How can the government implement economic policies that will lower the unemployment rate while simultaneously keeping true to the ideological mindset of big government and wealth redistribution.
Money $marts: The president's speech and agenda is green, with envy
Published 01/29/2014 at 12:50 p.m.
The color green is used in many aphorisms: green thumb, give me some green, the grass is always greener, turning green, eat some greens; the green-eyed monster, getting the green light, going green and green with envy.
Money $marts: Substandard education has led to many young, dumb voters
Published 01/22/2014 at 10:48 a.m.
Jay Leno has a bit on his late night television show where he goes to the street with mike in hand to ask ordinary folks simple questions about some current news event or topic.
Money $marts: It's the compassionate thing to do
Published 01/15/2014 at 12:36 p.m.
"Compassion" synonyms from the thesaurus include sympathy, empathy, concern, care and kindness. The "defining issue of our time," according to President Barack Obama, is income inequality.
Money $marts: Please, a year of rational thought and discourse
Published 01/08/2014 at 12:42 p.m.
We have reached a point in America where polarity and the closing of minds define media discourse of issues that are central to the future well being of the country.
Money $marts: Expect 2014 to bring more improvisational government
Published 12/31/2013 at 10:16 a.m.
Director Martin Scorsese is fond of improvisation by actors appearing in his films. His latest, "The Wolf of Wall Street," reportedly contains long scenes where the players make up the entire dialogue on the fly.
Money $marts: Where is Denzel Washington when you need him to put the brakes on this runaway train?
Published 12/18/2013 at 12:26 p.m.
"Unstoppable" is a well-executed tense movie starring Denzel Washington as a veteran railroad employee who, along with a trainee, Chris Pine, try to stop an unmanned runaway 75 mph train.
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